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CS Bank
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CS Bank
| RSSD ID 514048 | CERTIFICATE 5635 | ABA NUMBER 82904726 |
| 70 S Main St |
Quarter Ended : |
2026-06-30 |
| Eureka Springs, Arkansas, 72632 |
Updated : |
2026-07-08 |
| WWW.CS.BANK |
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| Institution Profile |
| Year Opened : |
1912 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
109 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 628,453 |
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Total Interest Income | 20,154 |
| Total Liabilities | 553,671 |
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Total NonInterest Income | 2,775 |
| Total Bank Equity Capital | 74,782 |
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Total Interest Expense | 6,261 |
| Total Deposits | 485,521 |
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Total NonInterest Expense | 9,571 |
| Net Loans & Leases | 520,563 |
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Net Income | 6,497 |
| Loan Loss Allowance | 9,218 |
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Net Charge Offs | 314 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 525,858 |
| Total assets for the leverage ratio | 624,916 |
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Loans secured by real estate: | 463,170 |
| Tier 1 Leverage Ratio | 11.97 |
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Commercial and industrial loans | 28,843 |
| Off Balance Sheet Exposures (%) | 13.52 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,141 |
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