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CS Bank
CS Bank
RSSD ID 514048 | CERTIFICATE 5635 | ABA NUMBER 82904726 |
70 S Main St |
Quarter Ended : |
2025-03-31 |
Eureka Springs, Arkansas, 72632 |
Updated : |
2025-04-15 |
www.cs.bank |
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Institution Profile |
Year Opened : |
1912 |
Institution Type : |
Commercial bank |
Entity Type : |
State |
Federal Regulator : |
FED |
Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
7 |
Number of Employees : |
103 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 601,037 |
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Total Interest Income | 9,735 |
Total Liabilities | 535,246 |
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Total NonInterest Income | 1,299 |
Total Bank Equity Capital | 65,791 |
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Total Interest Expense | 3,368 |
Total Deposits | 472,627 |
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Total NonInterest Expense | 4,256 |
Net Loans & Leases | 473,724 |
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Net Income | 2,960 |
Loan Loss Allowance | 8,136 |
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Net Charge Offs | 38 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Community Bank Leverage Ratio | Yes |
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Total loans | 470,826 |
Total assets for the leverage ratio | 599,967 |
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Loans secured by real estate: | 415,800 |
Tier 1 Leverage Ratio | 10.97 |
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Commercial and industrial loans | 30,058 |
Off Balance Sheet Exposures (%) | 10.1 |
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Loans to individuals - Credit Cards | 0 |
Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 20,141 |
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