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 Citizens Bank
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Citizens Bank
| RSSD ID 514132 | CERTIFICATE 324 | ABA NUMBER 65304385 |
| 814 Main St |
Quarter Ended : |
2026-03-31 |
| Columbia, Mississippi, 39429 |
Updated : |
2026-04-29 |
| www.citizensbk.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
111 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 486,204 |
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Total Interest Income | 6,714 |
| Total Liabilities | 427,760 |
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Total NonInterest Income | 1,138 |
| Total Bank Equity Capital | 58,444 |
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Total Interest Expense | 1,103 |
| Total Deposits | 423,317 |
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Total NonInterest Expense | 3,821 |
| Net Loans & Leases | 294,383 |
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Net Income | 2,785 |
| Loan Loss Allowance | 3,894 |
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Net Charge Offs | 109 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 66,944 |
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Total loans | 297,126 |
| Total assets for the leverage ratio | 482,857 |
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Loans secured by real estate: | 241,163 |
| Tier 1 Leverage Ratio | 13.08 |
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Commercial and industrial loans | 33,153 |
| Tier 1 Capital Ratio | 20.9 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 22.15 |
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Loans to individuals - Other | 17,122 |
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:· Citizens Bank
