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 First Summit Bank
First Summit Bank
| RSSD ID 514356 | CERTIFICATE 399 | ABA NUMBER 103103503 |
| 527 Washington Street |
Quarter Ended : |
2025-12-31 |
| Ryan, Oklahoma, 73565 |
Updated : |
2026-01-28 |
| www.fsbwford.com |
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| Institution Profile |
| Year Opened : |
1894 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
11 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 34,589 |
|
Total Interest Income | 1,892 |
| Total Liabilities | 29,995 |
|
Total NonInterest Income | 237 |
| Total Bank Equity Capital | 4,594 |
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Total Interest Expense | 495 |
| Total Deposits | 29,936 |
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Total NonInterest Expense | 1,317 |
| Net Loans & Leases | 18,160 |
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Net Income | 304 |
| Loan Loss Allowance | 230 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 17,051 |
| Total assets for the leverage ratio | 33,718 |
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Loans secured by real estate: | 12,879 |
| Tier 1 Leverage Ratio | 13.45 |
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Commercial and industrial loans | 1,242 |
| Off Balance Sheet Exposures (%) | 3.55 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,787 |
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:· First Summit Bank
