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 Rabun County Bank
Rabun County Bank
| RSSD ID 514936 | CERTIFICATE 22138 | ABA NUMBER 61102662 |
| 121 Rickman St |
Quarter Ended : |
2025-12-31 |
| Clayton, Georgia, 30525 |
Updated : |
2026-01-30 |
| www.rabuncountybank.com |
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| Institution Profile |
| Year Opened : |
1975 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
48 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 366,218 |
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Total Interest Income | 19,182 |
| Total Liabilities | 329,336 |
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Total NonInterest Income | 1,989 |
| Total Bank Equity Capital | 36,882 |
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Total Interest Expense | 6,137 |
| Total Deposits | 326,923 |
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Total NonInterest Expense | 8,519 |
| Net Loans & Leases | 212,055 |
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Net Income | 4,866 |
| Loan Loss Allowance | 3,077 |
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Net Charge Offs | 9 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 213,761 |
| Total assets for the leverage ratio | 362,180 |
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Loans secured by real estate: | 188,454 |
| Tier 1 Leverage Ratio | 10.22 |
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Commercial and industrial loans | 10,155 |
| Off Balance Sheet Exposures (%) | 7 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,125 |
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:· Rabun County Bank
