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 Rabun County Bank
Rabun County Bank
| RSSD ID 514936 | CERTIFICATE 22138 | ABA NUMBER 61102662 |
| 121 Rickman St |
Quarter Ended : |
2025-09-30 |
| Clayton, Georgia, 30525 |
Updated : |
2025-10-30 |
| www.rabuncountybank.com |
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| Institution Profile |
| Year Opened : |
1975 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 348,896 |
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Total Interest Income | 14,103 |
| Total Liabilities | 313,408 |
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Total NonInterest Income | 1,509 |
| Total Bank Equity Capital | 35,488 |
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Total Interest Expense | 4,620 |
| Total Deposits | 310,417 |
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Total NonInterest Expense | 6,322 |
| Net Loans & Leases | 210,707 |
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Net Income | 3,528 |
| Loan Loss Allowance | 3,000 |
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Net Charge Offs | 11 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 213,336 |
| Total assets for the leverage ratio | 348,039 |
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Loans secured by real estate: | 188,187 |
| Tier 1 Leverage Ratio | 10.25 |
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Commercial and industrial loans | 9,834 |
| Off Balance Sheet Exposures (%) | 7.33 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,123 |
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:· Rabun County Bank
