|
 |
|
|
 Rabun County Bank
Rabun County Bank
| RSSD ID 514936 | CERTIFICATE 22138 | ABA NUMBER 61102662 |
| 121 Rickman St |
Quarter Ended : |
2025-03-31 |
| Clayton, Georgia, 30525 |
Updated : |
2025-04-29 |
| www.rabuncountybank.com |
|
| Institution Profile |
| Year Opened : |
1975 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
48 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 335,785 |
|
Total Interest Income | 4,483 |
| Total Liabilities | 300,289 |
|
Total NonInterest Income | 432 |
| Total Bank Equity Capital | 35,496 |
|
Total Interest Expense | 1,540 |
| Total Deposits | 297,458 |
|
Total NonInterest Expense | 2,002 |
| Net Loans & Leases | 196,421 |
|
Net Income | 1,049 |
| Loan Loss Allowance | 2,962 |
|
Net Charge Offs | (1) |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 196,577 |
| Total assets for the leverage ratio | 333,170 |
|
Loans secured by real estate: | 173,025 |
| Tier 1 Leverage Ratio | 10.74 |
|
Commercial and industrial loans | 8,903 |
| Off Balance Sheet Exposures (%) | 5.43 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 13,140 |
|
|
|
|
:· Rabun County Bank
