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BREAKWATER FEDERAL CREDIT UNION
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BREAKWATER FEDERAL CREDIT UNION
| RSSD ID 517384 | CHARTER 8212 |
| 700 E SHARON AVE |
Quarter Ended : |
2026-03-31 |
| HOUGHTON, MI, 49931-1618 |
Agency Update : |
2026-04-30 |
| https://www.breakwaterfcu.org |
| Institution Profile |
| Chartered : |
1952 |
Institution Type : |
Credit Union |
| Credit Union Type : |
Federal |
Federal Regulator : |
NCUA |
| Membership Type : |
Community credit union |
| Statistical Area (MSA) : |
Not Available |
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| Number of Offices : |
0 |
| Current Members : |
10,390 |
Potential Members : |
50,000 |
| Full-time Employees : |
26 |
Part-time Employees : |
2 |
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| Financial Fast Facts |
| Balance Sheet |
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Income Statement (ytd) |
| Total Assets | 138,350,752 |
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Total Interest Income | 1,636,321 |
| Total Liabilities | 121,396,817 |
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Total NonInterest Income | 385,579 |
| Total Shares and Deposits | 120,183,087 |
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Total Interest Expense | 160,338 |
| Total Equity | 17,759,707 |
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Total NonInterest Expense | 1,094,882 |
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| PCA Net Worth |
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Loans & Leases |
| Total Net Worth | 17,759,707 |
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Total Number | 5,469 |
| Net Worth Ratio | 13.33 |
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Total Amount | 80,027,274 |
| Net Worth Classification | Well Capitalized |
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Total Delinquent(60+ Days) Number | 33 |
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Total Delinquent(60+ Days) Amount | 299,753 |
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