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 First Federal Bank of Louisiana
First Federal Bank of Louisiana
| RSSD ID 517674 | CERTIFICATE 30441 | ABA NUMBER 265270345 |
| 1135 Lake Shore Dr |
Quarter Ended : |
2025-12-31 |
| Lake Charles, Louisiana, 70601 |
Updated : |
2026-01-30 |
| www.ffbla.bank |
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| Institution Profile |
| Year Opened : |
1949 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
16 |
Number of Employees : |
199 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,136,884 |
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Total Interest Income | 48,800 |
| Total Liabilities | 1,011,931 |
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Total NonInterest Income | 7,238 |
| Total Bank Equity Capital | 124,953 |
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Total Interest Expense | 20,019 |
| Total Deposits | 975,712 |
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Total NonInterest Expense | 30,571 |
| Net Loans & Leases | 652,943 |
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Net Income | 3,395 |
| Loan Loss Allowance | 6,747 |
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Net Charge Offs | 57 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 145,411 |
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Total loans | 665,724 |
| Total assets for the leverage ratio | 1,163,728 |
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Loans secured by real estate: | 607,717 |
| Tier 1 Leverage Ratio | 11.88 |
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Commercial and industrial loans | 42,224 |
| Tier 1 Capital Ratio | 21.09 |
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Loans to individuals - Credit Cards | 2,316 |
| Total Capital Ratio | 22.19 |
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Loans to individuals - Other | 12,870 |
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:· First Federal Bank of Louisiana
