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 PeoplesSouth Bank
PeoplesSouth Bank
| RSSD ID 518037 | CERTIFICATE 21292 | ABA NUMBER 61202371 |
| 203 W Crawford St |
Quarter Ended : |
2025-12-31 |
| Colquitt, Georgia, 39837 |
Updated : |
2026-01-22 |
| www.peoplessouth.com |
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| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
33 |
Number of Employees : |
195 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,161,884 |
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Total Interest Income | 65,267 |
| Total Liabilities | 1,089,904 |
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Total NonInterest Income | 3,947 |
| Total Bank Equity Capital | 71,980 |
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Total Interest Expense | 21,207 |
| Total Deposits | 1,083,297 |
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Total NonInterest Expense | 25,103 |
| Net Loans & Leases | 803,866 |
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Net Income | 16,197 |
| Loan Loss Allowance | 10,876 |
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Net Charge Offs | 436 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 807,987 |
| Total assets for the leverage ratio | 1,161,684 |
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Loans secured by real estate: | 662,910 |
| Tier 1 Leverage Ratio | 10.47 |
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Commercial and industrial loans | 64,851 |
| Off Balance Sheet Exposures (%) | 11 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 16,983 |
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:· PeoplesSouth Bank
