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 Rayne Building and Loan Association
Rayne Building and Loan Association
| RSSD ID 518176 | CERTIFICATE 30447 | ABA NUMBER 265270811 |
| 200 N Adams Ave |
Quarter Ended : |
2025-12-31 |
| Rayne, Louisiana, 70578 |
Updated : |
2026-01-29 |
| www.raynebuildingloan.com |
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| Institution Profile |
| Year Opened : |
1900 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
9 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 52,393 |
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Total Interest Income | 2,259 |
| Total Liabilities | 37,715 |
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Total NonInterest Income | 401 |
| Total Bank Equity Capital | 14,678 |
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Total Interest Expense | 1,047 |
| Total Deposits | 37,192 |
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Total NonInterest Expense | 1,593 |
| Net Loans & Leases | 25,375 |
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Net Income | 424 |
| Loan Loss Allowance | 300 |
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Net Charge Offs | (40) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 24,465 |
| Total assets for the leverage ratio | 52,213 |
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Loans secured by real estate: | 24,941 |
| Tier 1 Leverage Ratio | 29.29 |
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Commercial and industrial loans | 863 |
| Off Balance Sheet Exposures (%) | 6.18 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 703 |
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:· Rayne Building and Loan Association
