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 Peoples Bank
Peoples Bank
| RSSD ID 519445 | CERTIFICATE 1562 | ABA NUMBER 83905083 |
| 265 Old Springfield Rd |
Quarter Ended : |
2025-12-31 |
| Lebanon, Kentucky, 40033 |
Updated : |
2026-01-30 |
| www.pboflebanon.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
31 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 186,000 |
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Total Interest Income | 11,377 |
| Total Liabilities | 171,467 |
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Total NonInterest Income | 260 |
| Total Bank Equity Capital | 14,533 |
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Total Interest Expense | 4,229 |
| Total Deposits | 162,999 |
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Total NonInterest Expense | 4,482 |
| Net Loans & Leases | 156,882 |
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Net Income | 2,099 |
| Loan Loss Allowance | 1,264 |
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Net Charge Offs | 50 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 158,435 |
| Total assets for the leverage ratio | 187,587 |
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Loans secured by real estate: | 109,598 |
| Tier 1 Leverage Ratio | 9.31 |
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Commercial and industrial loans | 35,995 |
| Off Balance Sheet Exposures (%) | 7.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,667 |
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:· Peoples Bank
