|
 |
|
|
 Lamont Bank of St. John
Lamont Bank of St. John
| RSSD ID 519874 | CERTIFICATE 8681 | ABA NUMBER 125102676 |
| 6 E Front St |
Quarter Ended : |
2025-09-30 |
| Saint John, Washington, 99171 |
Updated : |
2025-10-30 |
| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
6 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 60,805 |
|
Total Interest Income | 2,483 |
| Total Liabilities | 55,925 |
|
Total NonInterest Income | 61 |
| Total Bank Equity Capital | 4,880 |
|
Total Interest Expense | 1,023 |
| Total Deposits | 55,240 |
|
Total NonInterest Expense | 1,153 |
| Net Loans & Leases | 38,876 |
|
Net Income | (757) |
| Loan Loss Allowance | 1,545 |
|
Net Charge Offs | 871 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 42,460 |
| Total assets for the leverage ratio | 60,871 |
|
Loans secured by real estate: | 5,357 |
| Tier 1 Leverage Ratio | 9.11 |
|
Commercial and industrial loans | 2,270 |
| Off Balance Sheet Exposures (%) | 3.78 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 8,074 |
|
|
|
|
:· Lamont Bank of St. John
