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Northfield Savings Bank
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Northfield Savings Bank
| RSSD ID 520003 | CERTIFICATE 14140 | ABA NUMBER 211672683 |
| 33 S Main St |
Quarter Ended : |
2026-03-31 |
| Northfield, Vermont, 5663 |
Updated : |
2026-04-28 |
| www.nsbvt.com |
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| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
179 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 1,576,055 |
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Total Interest Income | 16,583 |
| Total Liabilities | 1,422,697 |
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Total NonInterest Income | 1,677 |
| Total Bank Equity Capital | 153,358 |
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Total Interest Expense | 5,449 |
| Total Deposits | 1,327,111 |
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Total NonInterest Expense | 9,834 |
| Net Loans & Leases | 1,134,609 |
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Net Income | 2,408 |
| Loan Loss Allowance | 10,008 |
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Net Charge Offs | 26 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 1,142,992 |
| Total assets for the leverage ratio | 1,582,745 |
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Loans secured by real estate: | 1,014,240 |
| Tier 1 Leverage Ratio | 10.7 |
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Commercial and industrial loans | 93,269 |
| Off Balance Sheet Exposures (%) | 14.63 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,651 |
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