|
 |
|
|
 Northfield Savings Bank
|
Northfield Savings Bank
| RSSD ID 520003 | CERTIFICATE 14140 | ABA NUMBER 211672683 |
| 33 S Main St |
Quarter Ended : |
2026-06-30 |
| Northfield, Vermont, 5663 |
Updated : |
2026-07-28 |
| www.nsbvt.com |
|
| Institution Profile |
| Year Opened : |
1867 |
Institution Type : |
Stock and Mutual Savings bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
180 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,576,574 |
|
Total Interest Income | 33,585 |
| Total Liabilities | 1,419,753 |
|
Total NonInterest Income | 3,607 |
| Total Bank Equity Capital | 156,821 |
|
Total Interest Expense | 10,736 |
| Total Deposits | 1,329,504 |
|
Total NonInterest Expense | 19,449 |
| Net Loans & Leases | 1,143,847 |
|
Net Income | 5,650 |
| Loan Loss Allowance | 10,102 |
|
Net Charge Offs | 32 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 1,152,562 |
| Total assets for the leverage ratio | 1,573,504 |
|
Loans secured by real estate: | 1,020,132 |
| Tier 1 Leverage Ratio | 10.96 |
|
Commercial and industrial loans | 96,491 |
| Off Balance Sheet Exposures (%) | 21.43 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,563 |
|
|
|
|
:· Northfield Savings Bank
