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 MCBank
MCBank
| RSSD ID 522753 | CERTIFICATE 15669 | ABA NUMBER 111906747 |
| 1017 Parker St |
Quarter Ended : |
2025-03-31 |
| Goldthwaite, Texas, 76844 |
Updated : |
2025-04-29 |
| www.mcbanktx.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
83 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 422,219 |
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Total Interest Income | 5,022 |
| Total Liabilities | 388,301 |
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Total NonInterest Income | 621 |
| Total Bank Equity Capital | 33,918 |
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Total Interest Expense | 1,445 |
| Total Deposits | 378,414 |
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Total NonInterest Expense | 2,917 |
| Net Loans & Leases | 195,469 |
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Net Income | 962 |
| Loan Loss Allowance | 3,185 |
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Net Charge Offs | 100 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 54,205 |
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Total loans | 196,200 |
| Total assets for the leverage ratio | 437,235 |
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Loans secured by real estate: | 165,501 |
| Tier 1 Leverage Ratio | 11.66 |
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Commercial and industrial loans | 15,157 |
| Tier 1 Capital Ratio | 19.71 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 20.96 |
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Loans to individuals - Other | 11,111 |
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:· MCBank
