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 MCBank
MCBank
| RSSD ID 522753 | CERTIFICATE 15669 | ABA NUMBER 111906747 |
| 1017 Parker St |
Quarter Ended : |
2025-12-31 |
| Goldthwaite, Texas, 76844 |
Updated : |
2026-01-09 |
| www.mc.bank |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
82 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 456,080 |
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Total Interest Income | 21,134 |
| Total Liabilities | 422,750 |
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Total NonInterest Income | 3,050 |
| Total Bank Equity Capital | 33,330 |
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Total Interest Expense | 6,305 |
| Total Deposits | 416,543 |
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Total NonInterest Expense | 11,318 |
| Net Loans & Leases | 201,436 |
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Net Income | 5,785 |
| Loan Loss Allowance | 3,021 |
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Net Charge Offs | 589 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 48,121 |
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Total loans | 203,086 |
| Total assets for the leverage ratio | 470,533 |
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Loans secured by real estate: | 178,541 |
| Tier 1 Leverage Ratio | 9.57 |
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Commercial and industrial loans | 11,461 |
| Tier 1 Capital Ratio | 17.86 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.08 |
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Loans to individuals - Other | 9,102 |
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:· MCBank
