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MCBank
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MCBank
| RSSD ID 522753 | CERTIFICATE 15669 | ABA NUMBER 111906747 |
| 1017 Parker St |
Quarter Ended : |
2026-06-30 |
| Goldthwaite, Texas, 76844 |
Updated : |
2026-07-09 |
| www.mc.bank |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
84 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 467,170 |
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Total Interest Income | 10,778 |
| Total Liabilities | 431,637 |
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Total NonInterest Income | 1,361 |
| Total Bank Equity Capital | 35,533 |
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Total Interest Expense | 3,233 |
| Total Deposits | 429,608 |
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Total NonInterest Expense | 5,745 |
| Net Loans & Leases | 201,182 |
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Net Income | 3,129 |
| Loan Loss Allowance | 2,965 |
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Net Charge Offs | 88 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 50,590 |
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Total loans | 201,155 |
| Total assets for the leverage ratio | 475,286 |
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Loans secured by real estate: | 178,350 |
| Tier 1 Leverage Ratio | 10.01 |
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Commercial and industrial loans | 10,438 |
| Tier 1 Capital Ratio | 18.5 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.68 |
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Loans to individuals - Other | 7,755 |
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