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 American Bank of the Carolinas
American Bank of the Carolinas
| RSSD ID 5230790 | CERTIFICATE 59157 | ABA NUMBER 53112932 |
| 312 N Charlotte Ave |
Quarter Ended : |
2025-03-31 |
| Monroe, North Carolina, 28112 |
Updated : |
2025-04-29 |
| www.abc-nc.com |
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| Institution Profile |
| Year Opened : |
2019 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
4 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 192,369 |
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Total Interest Income | 2,769 |
| Total Liabilities | 169,968 |
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Total NonInterest Income | 117 |
| Total Bank Equity Capital | 22,401 |
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Total Interest Expense | 718 |
| Total Deposits | 165,759 |
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Total NonInterest Expense | 1,377 |
| Net Loans & Leases | 136,516 |
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Net Income | 507 |
| Loan Loss Allowance | 1,403 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 132,588 |
| Total assets for the leverage ratio | 187,027 |
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Loans secured by real estate: | 122,805 |
| Tier 1 Leverage Ratio | 13.09 |
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Commercial and industrial loans | 8,009 |
| Off Balance Sheet Exposures (%) | 9.11 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,772 |
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:· American Bank of the Carolinas
