|
 |
|
|
 American Bank of the Carolinas
|
American Bank of the Carolinas
| RSSD ID 5230790 | CERTIFICATE 59157 | ABA NUMBER 53112932 |
| 312 N Charlotte Ave |
Quarter Ended : |
2026-03-31 |
| Monroe, North Carolina, 28112 |
Updated : |
2026-04-28 |
| www.abc-nc.com |
|
| Institution Profile |
| Year Opened : |
2019 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
3 |
Number of Employees : |
31 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 242,589 |
|
Total Interest Income | 3,193 |
| Total Liabilities | 216,990 |
|
Total NonInterest Income | 133 |
| Total Bank Equity Capital | 25,599 |
|
Total Interest Expense | 741 |
| Total Deposits | 212,936 |
|
Total NonInterest Expense | 1,489 |
| Net Loans & Leases | 156,448 |
|
Net Income | 795 |
| Loan Loss Allowance | 1,569 |
|
Net Charge Offs | 0 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 155,536 |
| Total assets for the leverage ratio | 222,312 |
|
Loans secured by real estate: | 142,567 |
| Tier 1 Leverage Ratio | 12.22 |
|
Commercial and industrial loans | 11,443 |
| Off Balance Sheet Exposures (%) | 3.99 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 1,517 |
|
|
|
|
:· American Bank of the Carolinas
