|
 |
|
|
 Citizens State Bank
Citizens State Bank
| RSSD ID 523161 | CERTIFICATE 17214 | ABA NUMBER 113104275 |
| 222 Main St |
Quarter Ended : |
2025-12-31 |
| Sealy, Texas, 77474 |
Updated : |
2026-01-21 |
| www.csbsealy.com |
|
| Institution Profile |
| Year Opened : |
1907 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
36 |
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 474,210 |
|
Total Interest Income | 21,581 |
| Total Liabilities | 431,028 |
|
Total NonInterest Income | 1,034 |
| Total Bank Equity Capital | 43,182 |
|
Total Interest Expense | 8,175 |
| Total Deposits | 424,410 |
|
Total NonInterest Expense | 6,698 |
| Net Loans & Leases | 284,191 |
|
Net Income | 6,108 |
| Loan Loss Allowance | 3,035 |
|
Net Charge Offs | 13 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 284,623 |
| Total assets for the leverage ratio | 477,314 |
|
Loans secured by real estate: | 257,217 |
| Tier 1 Leverage Ratio | 10.62 |
|
Commercial and industrial loans | 12,744 |
| Off Balance Sheet Exposures (%) | 6.12 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 8,980 |
|
|
|
|
:· Citizens State Bank
