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 Lake Ridge Bank
Lake Ridge Bank
| RSSD ID 525549 | CERTIFICATE 15091 | ABA NUMBER 75904953 |
| 8301 University Ave |
Quarter Ended : |
2025-09-30 |
| Middleton, Wisconsin, 53562 |
Updated : |
2025-10-30 |
| www.lakeridge.bank |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
19 |
Number of Employees : |
369 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,178,632 |
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Total Interest Income | 120,922 |
| Total Liabilities | 2,846,047 |
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Total NonInterest Income | 13,700 |
| Total Bank Equity Capital | 332,585 |
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Total Interest Expense | 51,857 |
| Total Deposits | 2,615,314 |
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Total NonInterest Expense | 57,361 |
| Net Loans & Leases | 2,383,478 |
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Net Income | 21,572 |
| Loan Loss Allowance | 24,774 |
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Net Charge Offs | 115 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 332,289 |
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Total loans | 2,422,777 |
| Total assets for the leverage ratio | 3,111,617 |
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Loans secured by real estate: | 2,068,680 |
| Tier 1 Leverage Ratio | 9.82 |
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Commercial and industrial loans | 225,077 |
| Tier 1 Capital Ratio | 11.51 |
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Loans to individuals - Credit Cards | 7,300 |
| Total Capital Ratio | 12.52 |
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Loans to individuals - Other | 14,146 |
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:· Lake Ridge Bank
