|
 |
|
|
 Lake Ridge Bank
Lake Ridge Bank
| RSSD ID 525549 | CERTIFICATE 15091 | ABA NUMBER 75904953 |
| 8301 University Ave |
Quarter Ended : |
2025-12-31 |
| Middleton, Wisconsin, 53562 |
Updated : |
2026-01-29 |
| www.lakeridge.bank |
|
| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
20 |
Number of Employees : |
372 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 3,274,376 |
|
Total Interest Income | 163,420 |
| Total Liabilities | 2,934,929 |
|
Total NonInterest Income | 19,196 |
| Total Bank Equity Capital | 339,447 |
|
Total Interest Expense | 68,027 |
| Total Deposits | 2,707,857 |
|
Total NonInterest Expense | 77,691 |
| Net Loans & Leases | 2,381,833 |
|
Net Income | 30,922 |
| Loan Loss Allowance | 25,002 |
|
Net Charge Offs | 415 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 338,197 |
|
Total loans | 2,418,379 |
| Total assets for the leverage ratio | 3,184,892 |
|
Loans secured by real estate: | 2,058,917 |
| Tier 1 Leverage Ratio | 9.76 |
|
Commercial and industrial loans | 227,991 |
| Tier 1 Capital Ratio | 11.64 |
|
Loans to individuals - Credit Cards | 7,622 |
| Total Capital Ratio | 12.66 |
|
Loans to individuals - Other | 13,060 |
|
|
|
|
:· Lake Ridge Bank
