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 1st Financial Bank USA
1st Financial Bank USA
| RSSD ID 526452 | CERTIFICATE 1673 | ABA NUMBER 91404466 |
| 331 Dakota Dunes Blvd |
Quarter Ended : |
2025-09-30 |
| Dakota Dunes, South Dakota, 57049 |
Updated : |
2025-10-28 |
| www.1fbusa.com |
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| Institution Profile |
| Year Opened : |
1910 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
031 |
Foreign Offices : |
Yes |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
337 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,329,491 |
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Total Interest Income | 118,613 |
| Total Liabilities | 1,104,745 |
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Total NonInterest Income | 37,149 |
| Total Bank Equity Capital | 224,746 |
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Total Interest Expense | 33,699 |
| Domestic Deposits | 1,014,942 |
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Total NonInterest Expense | 88,264 |
| Total Deposits | 1,014,942 |
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Net Income | 13,683 |
| Net Loans & Leases | 961,755 |
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Net Charge Offs | 16,904 |
| Loan Loss Allowance | 17,242 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 237,472 |
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Total loans | 662,567 |
| Total assets for the leverage ratio | 1,327,161 |
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Loans secured by real estate: | 223,281 |
| Leverage ratio | 16.88 |
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Commercial and industrial loans | 30,194 |
| Tier 1 Capital Ratio | 20.97 |
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Loans to individuals - Credit Cards | 361,743 |
| Total Capital Ratio | 22.22 |
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Loans to individuals - Other | 9,131 |
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:· 1st Financial Bank USA
