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 1st Summit Bank
1st Summit Bank
| RSSD ID 526519 | CERTIFICATE 8426 | ABA NUMBER 31316815 |
| 125 Donald Ln |
Quarter Ended : |
2025-03-31 |
| Johnstown, Pennsylvania, 15904 |
Updated : |
2025-04-30 |
| www.1stsummit.bank |
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| Institution Profile |
| Year Opened : |
1924 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
17 |
Number of Employees : |
204 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,425,901 |
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Total Interest Income | 14,395 |
| Total Liabilities | 1,328,969 |
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Total NonInterest Income | 1,861 |
| Total Bank Equity Capital | 96,932 |
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Total Interest Expense | 7,656 |
| Total Deposits | 1,189,367 |
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Total NonInterest Expense | 7,708 |
| Net Loans & Leases | 784,496 |
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Net Income | 873 |
| Loan Loss Allowance | 6,146 |
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Net Charge Offs | 1,139 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 132,102 |
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Total loans | 785,050 |
| Total assets for the leverage ratio | 1,442,183 |
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Loans secured by real estate: | 627,736 |
| Tier 1 Leverage Ratio | 8.71 |
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Commercial and industrial loans | 101,888 |
| Tier 1 Capital Ratio | 14.8 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 15.57 |
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Loans to individuals - Other | 17,573 |
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:· 1st Summit Bank
