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 The Hardin County Bank
The Hardin County Bank
| RSSD ID 526854 | CERTIFICATE 20993 | ABA NUMBER 84302300 |
| 235 Wayne Rd |
Quarter Ended : |
2025-03-31 |
| Savannah, Tennessee, 38372 |
Updated : |
2025-04-18 |
| www.hardincountybank.bank |
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| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
5 |
Number of Employees : |
99 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 628,428 |
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Total Interest Income | 9,074 |
| Total Liabilities | 573,106 |
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Total NonInterest Income | 965 |
| Total Bank Equity Capital | 55,322 |
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Total Interest Expense | 3,400 |
| Total Deposits | 560,894 |
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Total NonInterest Expense | 4,229 |
| Net Loans & Leases | 491,351 |
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Net Income | 1,627 |
| Loan Loss Allowance | 4,217 |
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Net Charge Offs | 50 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 502,079 |
| Total assets for the leverage ratio | 640,035 |
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Loans secured by real estate: | 317,277 |
| Tier 1 Leverage Ratio | 10.3 |
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Commercial and industrial loans | 166,683 |
| Off Balance Sheet Exposures (%) | 17.57 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18,048 |
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:· The Hardin County Bank
