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 VBT FINANCIAL CORPORATION, INC
VBT FINANCIAL CORPORATION, INC
| RSSD ID 5278381 |
| 45 NORTHEAST LOOP 410, SUITE 190 |
Quarter Ended : |
2025-12-31 |
| SAN ANTONIO, TX, 78216 |
Updated : |
2026-03-07 |
| Institution Profile |
| Year Opened : |
2018 |
Institution Type : |
Holding Company |
| Reserve District : |
Dallas |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Corporation (stock) |
S-Corp : |
Yes |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 Vantage Bank Texas
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4,917,736 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 4,939,256 |
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Total interest income | 273,040 |
| Total liabilities | 4,542,301 |
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Total noninterest income | 22,592 |
| Total holding company equity capital | 396,955 |
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Total interest expense | 103,879 |
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Total noninterest expense | 110,807 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 8.2849 |
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Loans secured by real estate (Consolidated) | 2,619,414 |
| Tier1 capital ratio | 10.0329 |
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Commercial and industrial loans | 1,083,184 |
| Total capital ratio | 12.0907 |
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Total (Consolidated) | 3,798,777 |
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:· VBT FINANCIAL CORPORATION, INC
