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 Houghton State Bank
Houghton State Bank
| RSSD ID 528241 | CERTIFICATE 15405 | ABA NUMBER 73901990 |
| 116 E Coolbaugh St |
Quarter Ended : |
2025-03-31 |
| Red Oak, Iowa, 51566 |
Updated : |
2025-04-23 |
| www.houghtonstatebank.com |
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| Institution Profile |
| Year Opened : |
1879 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
5 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 214,116 |
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Total Interest Income | 2,629 |
| Total Liabilities | 181,597 |
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Total NonInterest Income | 175 |
| Total Bank Equity Capital | 32,519 |
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Total Interest Expense | 747 |
| Total Deposits | 181,016 |
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Total NonInterest Expense | 1,010 |
| Net Loans & Leases | 156,085 |
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Net Income | 800 |
| Loan Loss Allowance | 2,027 |
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Net Charge Offs | 16 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 31,082 |
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Total loans | 155,062 |
| Total assets for the leverage ratio | 214,701 |
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Loans secured by real estate: | 56,625 |
| Tier 1 Leverage Ratio | 13.53 |
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Commercial and industrial loans | 17,207 |
| Tier 1 Capital Ratio | 17.26 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 18.47 |
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Loans to individuals - Other | 1,435 |
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:· Houghton State Bank
