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Texas Community Bank
Texas Community Bank
| RSSD ID 528960 | CERTIFICATE 24563 | ABA NUMBER 114011011 |
| 6721 Mcpherson Rd |
Quarter Ended : |
2025-12-31 |
| Laredo, Texas, 78041 |
Updated : |
2026-01-28 |
| www.tx-communitybank.com |
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| Institution Profile |
| Year Opened : |
1983 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
229 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,204,513 |
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Total Interest Income | 121,600 |
| Total Liabilities | 1,934,495 |
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Total NonInterest Income | 14,575 |
| Total Bank Equity Capital | 270,018 |
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Total Interest Expense | 30,388 |
| Total Deposits | 1,924,240 |
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Total NonInterest Expense | 41,313 |
| Net Loans & Leases | 1,103,608 |
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Net Income | 49,546 |
| Loan Loss Allowance | 22,128 |
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Net Charge Offs | 1,172 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 279,743 |
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Total loans | 1,141,826 |
| Total assets for the leverage ratio | 2,154,990 |
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Loans secured by real estate: | 920,883 |
| Tier 1 Leverage Ratio | 12.33 |
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Commercial and industrial loans | 149,955 |
| Tier 1 Capital Ratio | 24.04 |
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Loans to individuals - Credit Cards | 452 |
| Total Capital Ratio | 25.31 |
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Loans to individuals - Other | 17,522 |
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