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Texas Community Bank
Texas Community Bank
| RSSD ID 528960 | CERTIFICATE 24563 | ABA NUMBER 114011011 |
| 6721 Mcpherson Rd |
Quarter Ended : |
2025-09-30 |
| Laredo, Texas, 78041 |
Updated : |
2025-10-29 |
| www.tx-communitybank.com |
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| Institution Profile |
| Year Opened : |
1983 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
231 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,156,443 |
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Total Interest Income | 91,210 |
| Total Liabilities | 1,859,657 |
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Total NonInterest Income | 8,832 |
| Total Bank Equity Capital | 296,786 |
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Total Interest Expense | 22,684 |
| Total Deposits | 1,847,426 |
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Total NonInterest Expense | 29,799 |
| Net Loans & Leases | 1,126,685 |
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Net Income | 36,578 |
| Loan Loss Allowance | 21,418 |
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Net Charge Offs | 1,132 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 307,069 |
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Total loans | 1,132,260 |
| Total assets for the leverage ratio | 2,100,369 |
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Loans secured by real estate: | 908,366 |
| Tier 1 Leverage Ratio | 13.94 |
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Commercial and industrial loans | 154,562 |
| Tier 1 Capital Ratio | 25.92 |
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Loans to individuals - Credit Cards | 431 |
| Total Capital Ratio | 27.18 |
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Loans to individuals - Other | 18,109 |
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