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 USB BANCORP, INC.
USB BANCORP, INC.
| RSSD ID 5301421 |
| 226 MAIN STREET |
Quarter Ended : |
2025-06-30 |
| DANBURY, CT, 06810 |
Updated : |
2025-09-06 |
| Institution Profile |
| Year Opened : |
2019 |
Institution Type : |
Holding Company |
| Reserve District : |
New York |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Mutual |
S-Corp : |
No |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 Union Savings Bank
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3,119,177 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 3,157,659 |
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Total interest income | 65,630 |
| Total liabilities | 2,864,856 |
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Total noninterest income | 10,126 |
| Total holding company equity capital | 292,803 |
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Total interest expense | 24,331 |
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Total noninterest expense | 37,653 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 11.504 |
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Loans secured by real estate (Consolidated) | 2,179,919 |
| Tier1 capital ratio | 0 |
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Commercial and industrial loans | 31,336 |
| Total capital ratio | 0 |
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Total (Consolidated) | 2,218,372 |
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:· USB BANCORP, INC.
