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 USB BANCORP, INC.
USB BANCORP, INC.
| RSSD ID 5301421 |
| 226 MAIN STREET |
Quarter Ended : |
2025-03-31 |
| DANBURY, CT, 06810 |
Updated : |
2025-06-08 |
| Institution Profile |
| Year Opened : |
2019 |
Institution Type : |
Holding Company |
| Reserve District : |
New York |
Federal Regulator : |
FED |
| Entity Type : |
Bank Holding Company |
Fiscal Year End : |
12/31 |
| Structure : |
Mutual |
S-Corp : |
No |
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| Related Bank / Thrift |
Assets |
Asset Concentration |
 Union Savings Bank
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3,086,225 |
Commercial Lending Specialization |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total assets | 3,119,177 |
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Total interest income | 32,419 |
| Total liabilities | 2,835,679 |
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Total noninterest income | 5,009 |
| Total holding company equity capital | 283,498 |
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Total interest expense | 12,308 |
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Total noninterest expense | 18,307 |
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| Capital Ratios |
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Loans and Leases
(USD, in thousands) |
| Leverage ratio | 11.34 |
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Loans secured by real estate (Consolidated) | 2,122,160 |
| Tier1 capital ratio | 0 |
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Commercial and industrial loans | 30,223 |
| Total capital ratio | 0 |
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Total (Consolidated) | 2,157,812 |
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:· USB BANCORP, INC.
