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Centennial Bank
Centennial Bank
| RSSD ID 531250 | CERTIFICATE 8439 | ABA NUMBER 84302698 |
| 5420 Broad St S |
Quarter Ended : |
2025-12-31 |
| Trezevant, Tennessee, 38258 |
Updated : |
2026-01-16 |
| www.mycentennial.bank |
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| Institution Profile |
| Year Opened : |
1916 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
14 |
Number of Employees : |
161 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 851,821 |
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Total Interest Income | 53,388 |
| Total Liabilities | 767,684 |
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Total NonInterest Income | 4,848 |
| Total Bank Equity Capital | 84,137 |
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Total Interest Expense | 18,917 |
| Total Deposits | 752,337 |
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Total NonInterest Expense | 24,526 |
| Net Loans & Leases | 667,887 |
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Net Income | 11,040 |
| Loan Loss Allowance | 11,404 |
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Net Charge Offs | 801 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 93,183 |
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Total loans | 674,974 |
| Total assets for the leverage ratio | 837,384 |
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Loans secured by real estate: | 457,248 |
| Tier 1 Leverage Ratio | 10.04 |
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Commercial and industrial loans | 78,509 |
| Tier 1 Capital Ratio | 11.55 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 12.8 |
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Loans to individuals - Other | 32,316 |
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