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 Royal Bank
Royal Bank
| RSSD ID 532042 | CERTIFICATE 13454 | ABA NUMBER 75903116 |
| 202 Main St |
Quarter Ended : |
2025-12-31 |
| Elroy, Wisconsin, 53929 |
Updated : |
2026-01-26 |
| www.royalbank-usa.com |
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| Institution Profile |
| Year Opened : |
1932 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
21 |
Number of Employees : |
148 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 798,759 |
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Total Interest Income | 38,465 |
| Total Liabilities | 714,230 |
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Total NonInterest Income | 4,519 |
| Total Bank Equity Capital | 84,529 |
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Total Interest Expense | 8,971 |
| Total Deposits | 708,273 |
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Total NonInterest Expense | 19,482 |
| Net Loans & Leases | 540,976 |
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Net Income | 11,322 |
| Loan Loss Allowance | 8,301 |
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Net Charge Offs | 26 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 88,848 |
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Total loans | 542,012 |
| Total assets for the leverage ratio | 780,272 |
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Loans secured by real estate: | 428,313 |
| Tier 1 Leverage Ratio | 10.54 |
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Commercial and industrial loans | 37,075 |
| Tier 1 Capital Ratio | 15.6 |
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Loans to individuals - Credit Cards | 351 |
| Total Capital Ratio | 16.85 |
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Loans to individuals - Other | 14,191 |
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:· Royal Bank
