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The Metamora State Bank
The Metamora State Bank
| RSSD ID 533227 | CERTIFICATE 16167 | ABA NUMBER 41213872 |
| 120 E Main St |
Quarter Ended : |
2025-09-30 |
| Metamora, Ohio, 43540 |
Updated : |
2025-10-30 |
| www.metamorabank.com |
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| Institution Profile |
| Year Opened : |
1944 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
3 |
Number of Employees : |
24 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 98,099 |
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Total Interest Income | 3,563 |
| Total Liabilities | 89,775 |
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Total NonInterest Income | 327 |
| Total Bank Equity Capital | 8,324 |
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Total Interest Expense | 591 |
| Total Deposits | 86,965 |
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Total NonInterest Expense | 2,765 |
| Net Loans & Leases | 71,370 |
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Net Income | 356 |
| Loan Loss Allowance | 886 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 9,758 |
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Total loans | 72,479 |
| Total assets for the leverage ratio | 95,934 |
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Loans secured by real estate: | 58,754 |
| Tier 1 Leverage Ratio | 9.27 |
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Commercial and industrial loans | 5,226 |
| Tier 1 Capital Ratio | 12.84 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.09 |
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Loans to individuals - Other | 1,550 |
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