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 The Exchange State Bank of St. Paul, Kansas
The Exchange State Bank of St. Paul, Kansas
| RSSD ID 534859 | CERTIFICATE 14556 | ABA NUMBER 101111681 |
| 408 5th Street |
Quarter Ended : |
2025-09-30 |
| Saint Paul, Kansas, 66771 |
Updated : |
2025-10-20 |
| www.esbks.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 103,990 |
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Total Interest Income | 4,081 |
| Total Liabilities | 92,807 |
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Total NonInterest Income | 153 |
| Total Bank Equity Capital | 11,183 |
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Total Interest Expense | 1,358 |
| Total Deposits | 88,414 |
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Total NonInterest Expense | 1,638 |
| Net Loans & Leases | 62,133 |
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Net Income | 929 |
| Loan Loss Allowance | 826 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 63,246 |
| Total assets for the leverage ratio | 104,053 |
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Loans secured by real estate: | 37,827 |
| Tier 1 Leverage Ratio | 10.75 |
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Commercial and industrial loans | 11,032 |
| Off Balance Sheet Exposures (%) | 4.31 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,312 |
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:· The Exchange State Bank of St. Paul, Kansas
