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The Exchange State Bank of St. Paul, Kansas
The Exchange State Bank of St. Paul, Kansas
| RSSD ID 534859 | CERTIFICATE 14556 | ABA NUMBER 101111681 |
| 408 5th Street |
Quarter Ended : |
2025-12-31 |
| Saint Paul, Kansas, 66771 |
Updated : |
2026-01-16 |
| www.esbks.com |
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| Institution Profile |
| Year Opened : |
1914 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
17 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 104,019 |
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Total Interest Income | 5,561 |
| Total Liabilities | 92,525 |
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Total NonInterest Income | 200 |
| Total Bank Equity Capital | 11,494 |
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Total Interest Expense | 1,782 |
| Total Deposits | 88,253 |
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Total NonInterest Expense | 2,261 |
| Net Loans & Leases | 65,256 |
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Net Income | 1,291 |
| Loan Loss Allowance | 838 |
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Net Charge Offs | 33 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 63,696 |
| Total assets for the leverage ratio | 104,583 |
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Loans secured by real estate: | 38,114 |
| Tier 1 Leverage Ratio | 10.99 |
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Commercial and industrial loans | 10,653 |
| Off Balance Sheet Exposures (%) | 5.55 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 2,408 |
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