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 1st Federal Savings Bank of SC, Inc.
1st Federal Savings Bank of SC, Inc.
| RSSD ID 535575 | CERTIFICATE 31410 | ABA NUMBER 253272494 |
| 300 Robertson Blvd |
Quarter Ended : |
2025-12-31 |
| Walterboro, South Carolina, 29488 |
Updated : |
2026-01-27 |
| www.1stfederalofsc.com |
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| Institution Profile |
| Year Opened : |
1962 |
Institution Type : |
State Stock Savings and Loans |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Mortgage Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 141,788 |
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Total Interest Income | 7,442 |
| Total Liabilities | 128,574 |
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Total NonInterest Income | 647 |
| Total Bank Equity Capital | 13,214 |
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Total Interest Expense | 1,529 |
| Total Deposits | 126,041 |
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Total NonInterest Expense | 5,506 |
| Net Loans & Leases | 115,023 |
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Net Income | 821 |
| Loan Loss Allowance | 905 |
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Net Charge Offs | 14 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 14,858 |
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Total loans | 118,378 |
| Total assets for the leverage ratio | 149,315 |
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Loans secured by real estate: | 116,947 |
| Tier 1 Leverage Ratio | 9.33 |
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Commercial and industrial loans | 43 |
| Tier 1 Capital Ratio | 18.65 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 19.89 |
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Loans to individuals - Other | 1,388 |
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:· 1st Federal Savings Bank of SC, Inc.
