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 The Shelby County State Bank
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The Shelby County State Bank
| RSSD ID 536349 | CERTIFICATE 1553 | ABA NUMBER 73903396 |
| 508 Court St |
Quarter Ended : |
2026-06-30 |
| Harlan, Iowa, 51537 |
Updated : |
2026-07-27 |
| www.scsbnet.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
11 |
Number of Employees : |
84 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 523,571 |
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Total Interest Income | 12,719 |
| Total Liabilities | 464,855 |
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Total NonInterest Income | 1,255 |
| Total Bank Equity Capital | 58,716 |
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Total Interest Expense | 3,010 |
| Total Deposits | 462,948 |
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Total NonInterest Expense | 6,091 |
| Net Loans & Leases | 346,505 |
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Net Income | 3,810 |
| Loan Loss Allowance | 4,470 |
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Net Charge Offs | 73 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 56,600 |
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Total loans | 354,032 |
| Total assets for the leverage ratio | 521,300 |
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Loans secured by real estate: | 182,439 |
| Tier 1 Leverage Ratio | 10 |
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Commercial and industrial loans | 26,101 |
| Tier 1 Capital Ratio | 13.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.81 |
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Loans to individuals - Other | 12,046 |
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:· The Shelby County State Bank
