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 The Shelby County State Bank
The Shelby County State Bank
| RSSD ID 536349 | CERTIFICATE 1553 | ABA NUMBER 73903396 |
| 508 Court St |
Quarter Ended : |
2025-12-31 |
| Harlan, Iowa, 51537 |
Updated : |
2026-01-23 |
| www.scsbnet.com |
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| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
14 |
Number of Employees : |
83 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 529,831 |
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Total Interest Income | 25,657 |
| Total Liabilities | 471,395 |
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Total NonInterest Income | 2,278 |
| Total Bank Equity Capital | 58,436 |
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Total Interest Expense | 7,360 |
| Total Deposits | 468,881 |
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Total NonInterest Expense | 11,791 |
| Net Loans & Leases | 367,961 |
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Net Income | 6,610 |
| Loan Loss Allowance | 4,428 |
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Net Charge Offs | 235 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 55,644 |
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Total loans | 363,788 |
| Total assets for the leverage ratio | 529,584 |
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Loans secured by real estate: | 185,666 |
| Tier 1 Leverage Ratio | 9.67 |
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Commercial and industrial loans | 29,663 |
| Tier 1 Capital Ratio | 12.69 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.79 |
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Loans to individuals - Other | 12,581 |
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:· The Shelby County State Bank
