|
 |
|
|
 The Shelby County State Bank
The Shelby County State Bank
| RSSD ID 536349 | CERTIFICATE 1553 | ABA NUMBER 73903396 |
| 508 Court St |
Quarter Ended : |
2025-09-30 |
| Harlan, Iowa, 51537 |
Updated : |
2025-10-22 |
| www.scsbnet.com |
|
| Institution Profile |
| Year Opened : |
1909 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Agricultural Specialization |
| Number of Offices : |
14 |
Number of Employees : |
84 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 536,326 |
|
Total Interest Income | 19,146 |
| Total Liabilities | 478,590 |
|
Total NonInterest Income | 1,615 |
| Total Bank Equity Capital | 57,736 |
|
Total Interest Expense | 5,598 |
| Total Deposits | 476,258 |
|
Total NonInterest Expense | 8,667 |
| Net Loans & Leases | 364,985 |
|
Net Income | 4,987 |
| Loan Loss Allowance | 4,311 |
|
Net Charge Offs | 102 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 55,353 |
|
Total loans | 368,496 |
| Total assets for the leverage ratio | 524,743 |
|
Loans secured by real estate: | 183,528 |
| Tier 1 Leverage Ratio | 9.73 |
|
Commercial and industrial loans | 29,527 |
| Tier 1 Capital Ratio | 12.73 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 13.8 |
|
Loans to individuals - Other | 12,538 |
|
|
|
|
:· The Shelby County State Bank
