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The Shelby County State Bank
The Shelby County State Bank
RSSD ID 536349 | CERTIFICATE 1553 | ABA NUMBER 73903396
508 Court St Quarter Ended : 2025-03-31
Harlan, Iowa, 51537 Updated : 2025-04-23
www.scsbnet.com

Institution Profile
Year Opened : 1909 Institution Type : Commercial bank
Entity Type : State Federal Regulator : FDIC
Member Federal Reserve : No S-Corp : No
Fiduciary Powers : Yes Powers Exercised : Yes
Filing Type : 051
Specialization : Agricultural Specialization
Number of Offices : 14 Number of Employees : 81
Related Company Filings Regulator
 DANES HOLDINGS INC FED

Financial Reports
RC - Balance Sheet Report
RI - Income Statement Report
:· All Financial Reports ...

Financial Fast Facts
Balance Sheet
(USD, in thousands)

Income Statement
(USD, in thousands, ytd)
Total Assets541,168
Total Interest Income6,198
Total Liabilities485,238
Total NonInterest Income527
Total Bank Equity Capital55,930
Total Interest Expense1,769
Total Deposits483,071
Total NonInterest Expense2,726
Net Loans & Leases360,963
Net Income1,653
Loan Loss Allowance4,331
Net Charge Offs12



Regulatory Capital
Quarterly Averages
(USD, in thousands)
Total capital54,936
Total loans356,979
Total assets for the leverage ratio533,741
Loans secured by real estate:177,366
Tier 1 Leverage Ratio9.48
Commercial and industrial loans27,441
Tier 1 Capital Ratio12.72
Loans to individuals - Credit Cards0
Total Capital Ratio13.81
Loans to individuals - Other11,815





 

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Source of Data: FDIC, FRB, NCUA, OCC, SEC, U.S. Department of the Treasury