|
 |
 |
|
Extraco Banks, National Association
Extraco Banks, National Association
| RSSD ID 537560 | CERTIFICATE 5551 | ABA NUMBER 111900581 |
| 3615 S 31st St |
Quarter Ended : |
2025-06-30 |
| Temple, Texas, 76502 |
Updated : |
2025-07-21 |
| www.extracobanks.com |
|
| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
16 |
Number of Employees : |
287 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,475,352 |
|
Total Interest Income | 56,574 |
| Total Liabilities | 2,279,942 |
|
Total NonInterest Income | 9,767 |
| Total Bank Equity Capital | 195,410 |
|
Total Interest Expense | 24,440 |
| Total Deposits | 1,998,520 |
|
Total NonInterest Expense | 30,677 |
| Net Loans & Leases | 1,302,970 |
|
Net Income | 9,971 |
| Loan Loss Allowance | 31,423 |
|
Net Charge Offs | 271 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 218,982 |
|
Total loans | 1,311,750 |
| Total assets for the leverage ratio | 2,458,944 |
|
Loans secured by real estate: | 1,060,340 |
| Tier 1 Leverage Ratio | 8.21 |
|
Commercial and industrial loans | 33,870 |
| Tier 1 Capital Ratio | 14.86 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.12 |
|
Loans to individuals - Other | 192,189 |
|
|
|
|