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 Extraco Banks, National Association
Extraco Banks, National Association
| RSSD ID 537560 | CERTIFICATE 5551 | ABA NUMBER 111900581 |
| 3615 S 31st St |
Quarter Ended : |
2025-12-31 |
| Temple, Texas, 76502 |
Updated : |
2026-02-13 |
| www.extracobanks.com |
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| Institution Profile |
| Year Opened : |
1933 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Offices : |
16 |
Number of Employees : |
298 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,476,407 |
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Total Interest Income | 114,632 |
| Total Liabilities | 2,268,969 |
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Total NonInterest Income | 20,682 |
| Total Bank Equity Capital | 207,438 |
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Total Interest Expense | 49,395 |
| Total Deposits | 2,012,452 |
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Total NonInterest Expense | 61,773 |
| Net Loans & Leases | 1,299,965 |
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Net Income | 22,000 |
| Loan Loss Allowance | 32,035 |
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Net Charge Offs | 454 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 226,963 |
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Total loans | 1,341,878 |
| Total assets for the leverage ratio | 2,462,874 |
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Loans secured by real estate: | 1,086,410 |
| Tier 1 Leverage Ratio | 8.52 |
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Commercial and industrial loans | 36,178 |
| Tier 1 Capital Ratio | 15.58 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.84 |
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Loans to individuals - Other | 191,875 |
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:· Extraco Banks, National Association
