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 The First Central National Bank of St. Paris
The First Central National Bank of St. Paris
| RSSD ID 538222 | CERTIFICATE 15214 | ABA NUMBER 44107163 |
| 103 S Springfield St |
Quarter Ended : |
2025-12-31 |
| St. Paris, Ohio, 43072 |
Updated : |
2026-01-13 |
| www.firststparis.com |
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| Institution Profile |
| Year Opened : |
1880 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
4 |
Number of Employees : |
23 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 98,177 |
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Total Interest Income | 4,195 |
| Total Liabilities | 79,540 |
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Total NonInterest Income | 373 |
| Total Bank Equity Capital | 18,637 |
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Total Interest Expense | 883 |
| Total Deposits | 78,024 |
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Total NonInterest Expense | 2,726 |
| Net Loans & Leases | 57,486 |
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Net Income | 815 |
| Loan Loss Allowance | 485 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 19,079 |
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Total loans | 55,087 |
| Total assets for the leverage ratio | 98,853 |
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Loans secured by real estate: | 44,986 |
| Tier 1 Leverage Ratio | 18.79 |
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Commercial and industrial loans | 2,915 |
| Tier 1 Capital Ratio | 29.29 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 30.08 |
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Loans to individuals - Other | 1,504 |
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:· The First Central National Bank of St. Paris
