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 Gulf Capital Bank
Gulf Capital Bank
| RSSD ID 5382514 | CERTIFICATE 59185 | ABA NUMBER 113026201 |
| 1 Riverway |
Quarter Ended : |
2025-12-31 |
| Houston, Texas, 77056 |
Updated : |
2026-02-11 |
| Institution Profile |
| Year Opened : |
2019 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 588,671 |
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Total Interest Income | 34,323 |
| Total Liabilities | 510,148 |
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Total NonInterest Income | 846 |
| Total Bank Equity Capital | 78,523 |
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Total Interest Expense | 18,074 |
| Total Deposits | 493,637 |
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Total NonInterest Expense | 14,440 |
| Net Loans & Leases | 347,265 |
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Net Income | 3,762 |
| Loan Loss Allowance | 4,093 |
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Net Charge Offs | (3,257) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 84,710 |
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Total loans | 344,695 |
| Total assets for the leverage ratio | 622,220 |
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Loans secured by real estate: | 215,845 |
| Tier 1 Leverage Ratio | 12.87 |
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Commercial and industrial loans | 127,647 |
| Tier 1 Capital Ratio | 16.64 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.6 |
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Loans to individuals - Other | 1,469 |
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:· Gulf Capital Bank
