|
 |
|
|
 Presidential Bank, FSB
|
Presidential Bank, FSB
| RSSD ID 538473 | CERTIFICATE 32363 | ABA NUMBER 255073345 |
| 4520 East West Hwy |
Quarter Ended : |
2026-06-30 |
| Bethesda, Maryland, 20814 |
Updated : |
2026-07-30 |
| www.presidential.com |
|
| Institution Profile |
| Year Opened : |
1985 |
Institution Type : |
Savings bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
11 |
Number of Employees : |
354 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 1,012,028 |
|
Total Interest Income | 29,277 |
| Total Liabilities | 918,968 |
|
Total NonInterest Income | 17,523 |
| Total Bank Equity Capital | 93,060 |
|
Total Interest Expense | 12,753 |
| Total Deposits | 897,144 |
|
Total NonInterest Expense | 29,932 |
| Net Loans & Leases | 667,721 |
|
Net Income | 2,517 |
| Loan Loss Allowance | 7,565 |
|
Net Charge Offs | 355 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Total capital | 104,555 |
|
Total loans | 774,539 |
| Total assets for the leverage ratio | 993,260 |
|
Loans secured by real estate: | 712,763 |
| Tier 1 Leverage Ratio | 9.63 |
|
Commercial and industrial loans | 19,138 |
| Tier 1 Capital Ratio | 13.5 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.75 |
|
Loans to individuals - Other | 42,638 |
|
|
|
|
:· Presidential Bank, FSB
