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Presidential Bank, FSB
Presidential Bank, FSB
RSSD ID 538473 | CERTIFICATE 32363 | ABA NUMBER 255073345 |
4520 East West Hwy |
Quarter Ended : |
2025-06-30 |
Bethesda, Maryland, 20814 |
Updated : |
2025-07-29 |
www.presidential.com |
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Institution Profile |
Year Opened : |
1985 |
Institution Type : |
Savings bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
No |
S-Corp : |
No |
Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
Filing Type : |
051 |
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Specialization : |
Commercial Lending Specialization |
Number of Offices : |
11 |
Number of Employees : |
347 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 1,018,491 |
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Total Interest Income | 28,489 |
Total Liabilities | 928,848 |
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Total NonInterest Income | 16,315 |
Total Bank Equity Capital | 89,643 |
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Total Interest Expense | 13,584 |
Total Deposits | 902,168 |
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Total NonInterest Expense | 26,431 |
Net Loans & Leases | 706,886 |
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Net Income | 3,065 |
Loan Loss Allowance | 7,382 |
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Net Charge Offs | 940 |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 100,434 |
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Total loans | 797,033 |
Total assets for the leverage ratio | 971,774 |
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Loans secured by real estate: | 717,771 |
Tier 1 Leverage Ratio | 9.47 |
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Commercial and industrial loans | 34,381 |
Tier 1 Capital Ratio | 12.34 |
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Loans to individuals - Credit Cards | 0 |
Total Capital Ratio | 13.47 |
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Loans to individuals - Other | 44,881 |
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