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 First National Bank in Philip
First National Bank in Philip
| RSSD ID 538754 | CERTIFICATE 3999 | ABA NUMBER 91404369 |
| 103 E Oak Street |
Quarter Ended : |
2025-09-30 |
| Philip, South Dakota, 57567 |
Updated : |
2025-10-10 |
| www.fnbphilip.com |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
2 |
Number of Employees : |
27 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 402,107 |
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Total Interest Income | 17,074 |
| Total Liabilities | 353,974 |
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Total NonInterest Income | 815 |
| Total Bank Equity Capital | 48,133 |
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Total Interest Expense | 7,101 |
| Total Deposits | 348,079 |
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Total NonInterest Expense | 4,766 |
| Net Loans & Leases | 262,346 |
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Net Income | 5,715 |
| Loan Loss Allowance | 3,760 |
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Net Charge Offs | (4) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 55,666 |
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Total loans | 267,365 |
| Total assets for the leverage ratio | 406,596 |
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Loans secured by real estate: | 109,783 |
| Tier 1 Leverage Ratio | 12.77 |
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Commercial and industrial loans | 25,120 |
| Tier 1 Capital Ratio | 15.29 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.4 |
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Loans to individuals - Other | 2,071 |
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:· First National Bank in Philip
