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 G. W. Jones Exchange Bank
G. W. Jones Exchange Bank
| RSSD ID 540542 | CERTIFICATE 999 | ABA NUMBER 72404508 |
| 115 W Main St |
Quarter Ended : |
2025-12-31 |
| Marcellus, Michigan, 49067 |
Updated : |
2026-01-25 |
| www.gwjonesbank.com |
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| Institution Profile |
| Year Opened : |
1877 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Other Specialized Under 1 Billion |
| Number of Offices : |
4 |
Number of Employees : |
30 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 111,671 |
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Total Interest Income | 4,576 |
| Total Liabilities | 101,865 |
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Total NonInterest Income | 1,106 |
| Total Bank Equity Capital | 9,806 |
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Total Interest Expense | 670 |
| Total Deposits | 100,907 |
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Total NonInterest Expense | 3,928 |
| Net Loans & Leases | 24,830 |
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Net Income | 924 |
| Loan Loss Allowance | 262 |
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Net Charge Offs | 1 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 10,789 |
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Total loans | 24,609 |
| Total assets for the leverage ratio | 109,671 |
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Loans secured by real estate: | 23,139 |
| Tier 1 Leverage Ratio | 9.6 |
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Commercial and industrial loans | 536 |
| Tier 1 Capital Ratio | 38.37 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 39.32 |
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Loans to individuals - Other | 1,063 |
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:· G. W. Jones Exchange Bank
