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 FirstState Bank
FirstState Bank
| RSSD ID 540739 | CERTIFICATE 20468 | ABA NUMBER 62201892 |
| 88730 Highway 9 |
Quarter Ended : |
2025-12-31 |
| Lineville, Alabama, 36266 |
Updated : |
2026-01-27 |
| www.firststatebank.bank |
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| Institution Profile |
| Year Opened : |
1971 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
58 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 352,106 |
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Total Interest Income | 18,430 |
| Total Liabilities | 328,707 |
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Total NonInterest Income | 1,478 |
| Total Bank Equity Capital | 23,399 |
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Total Interest Expense | 6,368 |
| Total Deposits | 327,044 |
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Total NonInterest Expense | 9,304 |
| Net Loans & Leases | 148,733 |
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Net Income | 3,542 |
| Loan Loss Allowance | 1,989 |
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Net Charge Offs | 235 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 152,187 |
| Total assets for the leverage ratio | 366,622 |
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Loans secured by real estate: | 115,160 |
| Tier 1 Leverage Ratio | 10.95 |
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Commercial and industrial loans | 8,930 |
| Off Balance Sheet Exposures (%) | 4.78 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 17,043 |
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:· FirstState Bank
