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Ford County State Bank
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Ford County State Bank
| RSSD ID 540850 | CERTIFICATE 12139 | ABA NUMBER 101105286 |
| 322 N Main St |
Quarter Ended : |
2026-06-30 |
| Spearville, Kansas, 67876 |
Updated : |
2026-07-28 |
| fordcountystatebank.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
7 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 58,444 |
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Total Interest Income | 1,400 |
| Total Liabilities | 53,147 |
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Total NonInterest Income | 44 |
| Total Bank Equity Capital | 5,297 |
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Total Interest Expense | 453 |
| Total Deposits | 52,803 |
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Total NonInterest Expense | 629 |
| Net Loans & Leases | 30,194 |
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Net Income | 264 |
| Loan Loss Allowance | 351 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 6,841 |
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Total loans | 30,521 |
| Total assets for the leverage ratio | 58,092 |
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Loans secured by real estate: | 11,533 |
| Tier 1 Leverage Ratio | 11.17 |
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Commercial and industrial loans | 8,266 |
| Tier 1 Capital Ratio | 16.53 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.43 |
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Loans to individuals - Other | 514 |
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