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 Ford County State Bank
Ford County State Bank
| RSSD ID 540850 | CERTIFICATE 12139 | ABA NUMBER 101105286 |
| 322 N Main St |
Quarter Ended : |
2025-12-31 |
| Spearville, Kansas, 67876 |
Updated : |
2026-01-22 |
| fordcountystatebank.com |
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| Institution Profile |
| Year Opened : |
1902 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
1 |
Number of Employees : |
6 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 60,927 |
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Total Interest Income | 2,870 |
| Total Liabilities | 55,660 |
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Total NonInterest Income | 84 |
| Total Bank Equity Capital | 5,267 |
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Total Interest Expense | 1,173 |
| Total Deposits | 48,350 |
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Total NonInterest Expense | 1,214 |
| Net Loans & Leases | 30,293 |
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Net Income | 407 |
| Loan Loss Allowance | 336 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 30,912 |
| Total assets for the leverage ratio | 60,633 |
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Loans secured by real estate: | 6,131 |
| Tier 1 Leverage Ratio | 10.5 |
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Commercial and industrial loans | 8,781 |
| Off Balance Sheet Exposures (%) | 7.03 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 666 |
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:· Ford County State Bank
