|
 |
 |
|
Civista Bank
Civista Bank
| RSSD ID 542528 | CERTIFICATE 12982 | ABA NUMBER 41201635 |
| 100 E Water St |
Quarter Ended : |
2025-09-30 |
| Sandusky, Ohio, 44870 |
Updated : |
2025-11-07 |
| www.civistabank.com |
|
| Institution Profile |
| Year Opened : |
1884 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
041 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
40 |
Number of Employees : |
524 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 4,105,295 |
|
Total Interest Income | 163,803 |
| Total Liabilities | 3,535,625 |
|
Total NonInterest Income | 25,371 |
| Total Bank Equity Capital | 569,670 |
|
Total Interest Expense | 59,616 |
| Total Deposits | 3,240,343 |
|
Total NonInterest Expense | 81,573 |
| Net Loans & Leases | 3,055,740 |
|
Net Income | 37,822 |
| Loan Loss Allowance | 40,254 |
|
Net Charge Offs | 2,212 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 520,304 |
|
Total loans | 3,087,836 |
| Total assets for the leverage ratio | 4,047,307 |
|
Loans secured by real estate: | 2,765,859 |
| Tier 1 Leverage Ratio | 11.89 |
|
Commercial and industrial loans | 305,987 |
| Tier 1 Capital Ratio | 15.38 |
|
Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 16.63 |
|
Loans to individuals - Other | 10,185 |
|
|
|
|