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Dream First Bank, National Association
Dream First Bank, National Association
RSSD ID 543459 | CERTIFICATE 4779 | ABA NUMBER 101103686 |
11 N Main St |
Quarter Ended : |
2025-06-30 |
Syracuse, Kansas, 67878 |
Updated : |
2025-07-31 |
www.dreamfirst.bank |
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Institution Profile |
Year Opened : |
1906 |
Institution Type : |
Commercial bank |
Entity Type : |
Federal |
Federal Regulator : |
OCC |
Member Federal Reserve : |
Yes |
S-Corp : |
No |
Fiduciary Powers : |
No |
Powers Exercised : |
No |
Filing Type : |
051 |
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Specialization : |
Agricultural Specialization |
Number of Offices : |
13 |
Number of Employees : |
155 |
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Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
Total Assets | 920,989 |
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Total Interest Income | 23,403 |
Total Liabilities | 836,227 |
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Total NonInterest Income | 2,984 |
Total Bank Equity Capital | 84,762 |
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Total Interest Expense | 7,885 |
Total Deposits | 830,885 |
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Total NonInterest Expense | 10,592 |
Net Loans & Leases | 567,763 |
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Net Income | 6,017 |
Loan Loss Allowance | 11,207 |
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Net Charge Offs | (231) |
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Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
Total capital | 89,208 |
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Total loans | 528,891 |
Total assets for the leverage ratio | 696,274 |
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Loans secured by real estate: | 291,864 |
Tier 1 Leverage Ratio | 11.61 |
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Commercial and industrial loans | 127,622 |
Tier 1 Capital Ratio | 12.09 |
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Loans to individuals - Credit Cards | 27 |
Total Capital Ratio | 13.34 |
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Loans to individuals - Other | 9,323 |
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