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 Dream First Bank, National Association
Dream First Bank, National Association
| RSSD ID 543459 | CERTIFICATE 4779 | ABA NUMBER 101103686 |
| 11 N Main St |
Quarter Ended : |
2025-09-30 |
| Syracuse, Kansas, 67878 |
Updated : |
2025-10-31 |
| www.dreamfirst.bank |
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| Institution Profile |
| Year Opened : |
1906 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
13 |
Number of Employees : |
152 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 891,926 |
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Total Interest Income | 38,945 |
| Total Liabilities | 801,915 |
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Total NonInterest Income | 4,471 |
| Total Bank Equity Capital | 90,011 |
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Total Interest Expense | 12,692 |
| Total Deposits | 798,415 |
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Total NonInterest Expense | 18,737 |
| Net Loans & Leases | 571,638 |
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Net Income | 10,428 |
| Loan Loss Allowance | 11,446 |
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Net Charge Offs | (470) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 94,097 |
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Total loans | 586,398 |
| Total assets for the leverage ratio | 912,568 |
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Loans secured by real estate: | 336,853 |
| Tier 1 Leverage Ratio | 9.4 |
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Commercial and industrial loans | 127,107 |
| Tier 1 Capital Ratio | 12.93 |
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Loans to individuals - Credit Cards | 289 |
| Total Capital Ratio | 14.19 |
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Loans to individuals - Other | 11,108 |
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:· Dream First Bank, National Association
