|
 |
|
|
 United Mississippi Bank
United Mississippi Bank
| RSSD ID 544335 | CERTIFICATE 21083 | ABA NUMBER 65301883 |
| 75 Melrose Montebello Pkwy |
Quarter Ended : |
2025-12-31 |
| Natchez, Mississippi, 39120 |
Updated : |
2026-01-23 |
| www.unitedmsbk.com |
|
| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
139 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
|
Income Statement
(USD, in thousands, ytd) |
| Total Assets | 555,143 |
|
Total Interest Income | 29,268 |
| Total Liabilities | 493,475 |
|
Total NonInterest Income | 4,767 |
| Total Bank Equity Capital | 61,668 |
|
Total Interest Expense | 6,365 |
| Total Deposits | 479,797 |
|
Total NonInterest Expense | 21,508 |
| Net Loans & Leases | 404,110 |
|
Net Income | 5,668 |
| Loan Loss Allowance | 3,359 |
|
Net Charge Offs | 100 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
|
Total loans | 404,712 |
| Total assets for the leverage ratio | 561,759 |
|
Loans secured by real estate: | 344,354 |
| Tier 1 Leverage Ratio | 11.35 |
|
Commercial and industrial loans | 37,318 |
| Off Balance Sheet Exposures (%) | 4.92 |
|
Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
|
Loans to individuals - Other | 13,902 |
|
|
|
|
:· United Mississippi Bank
