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 United Mississippi Bank
United Mississippi Bank
| RSSD ID 544335 | CERTIFICATE 21083 | ABA NUMBER 65301883 |
| 75 Melrose Montebello Pkwy |
Quarter Ended : |
2025-09-30 |
| Natchez, Mississippi, 39120 |
Updated : |
2025-10-23 |
| www.unitedmsbk.com |
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| Institution Profile |
| Year Opened : |
1973 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
13 |
Number of Employees : |
139 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 577,173 |
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Total Interest Income | 21,565 |
| Total Liabilities | 516,109 |
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Total NonInterest Income | 3,607 |
| Total Bank Equity Capital | 61,064 |
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Total Interest Expense | 4,730 |
| Total Deposits | 491,613 |
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Total NonInterest Expense | 15,766 |
| Net Loans & Leases | 410,236 |
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Net Income | 4,422 |
| Loan Loss Allowance | 3,189 |
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Net Charge Offs | 30 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 391,931 |
| Total assets for the leverage ratio | 547,381 |
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Loans secured by real estate: | 331,603 |
| Tier 1 Leverage Ratio | 11.6 |
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Commercial and industrial loans | 38,041 |
| Off Balance Sheet Exposures (%) | 5.83 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 13,889 |
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:· United Mississippi Bank
