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 Citizens Savings Bank
Citizens Savings Bank
| RSSD ID 544447 | CERTIFICATE 12128 | ABA NUMBER 73915915 |
| 101 Church St |
Quarter Ended : |
2025-03-31 |
| Spillville, Iowa, 52168 |
Updated : |
2025-04-29 |
| www.bankingwithcsb.com |
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| Institution Profile |
| Year Opened : |
1908 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
13 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 136,375 |
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Total Interest Income | 1,505 |
| Total Liabilities | 124,212 |
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Total NonInterest Income | 21 |
| Total Bank Equity Capital | 12,163 |
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Total Interest Expense | 882 |
| Total Deposits | 118,573 |
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Total NonInterest Expense | 485 |
| Net Loans & Leases | 62,031 |
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Net Income | 125 |
| Loan Loss Allowance | 1,274 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 63,115 |
| Total assets for the leverage ratio | 151,962 |
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Loans secured by real estate: | 42,639 |
| Tier 1 Leverage Ratio | 15.51 |
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Commercial and industrial loans | 4,565 |
| Off Balance Sheet Exposures (%) | 7.62 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 1,698 |
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:· Citizens Savings Bank
