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 BAC Community Bank
BAC Community Bank
| RSSD ID 5461 | CERTIFICATE 19434 | ABA NUMBER 121125660 |
| 517 East Weber Avenue |
Quarter Ended : |
2025-12-31 |
| Stockton, California, 95202 |
Updated : |
2026-01-29 |
| www.bankbac.com |
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| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
96 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 786,267 |
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Total Interest Income | 31,327 |
| Total Liabilities | 712,488 |
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Total NonInterest Income | 2,585 |
| Total Bank Equity Capital | 73,779 |
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Total Interest Expense | 7,445 |
| Total Deposits | 670,923 |
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Total NonInterest Expense | 20,755 |
| Net Loans & Leases | 475,418 |
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Net Income | 5,517 |
| Loan Loss Allowance | 6,917 |
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Net Charge Offs | (29) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 95,333 |
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Total loans | 477,558 |
| Total assets for the leverage ratio | 786,791 |
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Loans secured by real estate: | 436,087 |
| Tier 1 Leverage Ratio | 11.23 |
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Commercial and industrial loans | 32,530 |
| Tier 1 Capital Ratio | 15.85 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.1 |
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Loans to individuals - Other | 5,831 |
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:· BAC Community Bank
