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 BAC Community Bank
BAC Community Bank
| RSSD ID 5461 | CERTIFICATE 19434 | ABA NUMBER 121125660 |
| 517 East Weber Avenue |
Quarter Ended : |
2025-09-30 |
| Stockton, California, 95202 |
Updated : |
2025-10-30 |
| www.bankbac.com |
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| Institution Profile |
| Year Opened : |
1965 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
Yes |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
94 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 787,498 |
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Total Interest Income | 23,469 |
| Total Liabilities | 715,011 |
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Total NonInterest Income | 1,971 |
| Total Bank Equity Capital | 72,487 |
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Total Interest Expense | 5,600 |
| Total Deposits | 689,979 |
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Total NonInterest Expense | 15,361 |
| Net Loans & Leases | 462,055 |
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Net Income | 4,334 |
| Loan Loss Allowance | 6,912 |
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Net Charge Offs | (25) |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 94,857 |
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Total loans | 466,448 |
| Total assets for the leverage ratio | 790,928 |
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Loans secured by real estate: | 426,587 |
| Tier 1 Leverage Ratio | 11.13 |
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Commercial and industrial loans | 33,019 |
| Tier 1 Capital Ratio | 16.07 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.32 |
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Loans to individuals - Other | 4,263 |
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:· BAC Community Bank
