|
 |
 |
|
Central Bank
|
Central Bank
| RSSD ID 546544 | CERTIFICATE 15555 | ABA NUMBER 73903503 |
| 600 Lake Ave |
Quarter Ended : |
2026-06-30 |
| Storm Lake, Iowa, 50588 |
Updated : |
2026-07-29 |
| www.mycentral.bank |
|
| Institution Profile |
| Year Opened : |
1879 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FED |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
|
| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
23 |
Number of Employees : |
333 |
|
|
|
|
|
|
| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
|
Income Statement (USD, in thousands, ytd) |
| Total Assets | 2,290,918 |
|
Total Interest Income | 61,025 |
| Total Liabilities | 2,053,842 |
|
Total NonInterest Income | 9,512 |
| Total Bank Equity Capital | 237,076 |
|
Total Interest Expense | 22,745 |
| Total Deposits | 1,873,992 |
|
Total NonInterest Expense | 33,707 |
| Net Loans & Leases | 1,959,091 |
|
Net Income | 10,827 |
| Loan Loss Allowance | 19,866 |
|
Net Charge Offs | 26 |
|
|
|
| Regulatory Capital |
|
Quarterly Averages (USD, in thousands) |
| Total capital | 248,718 |
|
Total loans | 1,992,679 |
| Total assets for the leverage ratio | 2,261,519 |
|
Loans secured by real estate: | 1,550,077 |
| Tier 1 Leverage Ratio | 10.09 |
|
Commercial and industrial loans | 350,735 |
| Tier 1 Capital Ratio | 10.6 |
|
Loans to individuals - Credit Cards | 3,625 |
| Total Capital Ratio | 11.55 |
|
Loans to individuals - Other | 13,385 |
|
|
|
|