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 Citizens State Bank
Citizens State Bank
| RSSD ID 54656 | CERTIFICATE 12501 | ABA NUMBER 111908965 |
| 1330 W Commerce St |
Quarter Ended : |
2025-06-30 |
| Buffalo, Texas, 75831 |
Updated : |
2025-07-28 |
| Institution Profile |
| Year Opened : |
1925 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
041 |
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| Specialization : |
All Other Over 1 Billion |
| Number of Employees : |
105 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 950,336 |
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Total Interest Income | 20,390 |
| Total Liabilities | 1,010,731 |
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Total NonInterest Income | 1,790 |
| Total Bank Equity Capital | (60,395) |
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Total Interest Expense | 11,714 |
| Total Deposits | 1,002,560 |
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Total NonInterest Expense | 9,667 |
| Net Loans & Leases | 239,064 |
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Net Income | 101 |
| Loan Loss Allowance | 3,811 |
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Net Charge Offs | 22 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 236,575 |
| Total assets for the leverage ratio | 1,193,077 |
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Loans secured by real estate: | 147,434 |
| Tier 1 Leverage Ratio | 13.58 |
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Commercial and industrial loans | 57,641 |
| Off Balance Sheet Exposures (%) | 4.2 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,208 |
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:· Citizens State Bank
