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 The Waggoner National Bank of Vernon
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The Waggoner National Bank of Vernon
| RSSD ID 548267 | CERTIFICATE 5569 | ABA NUMBER 111302833 |
| 1818 Texas St |
Quarter Ended : |
2026-06-30 |
| Vernon, Texas, 76384 |
Updated : |
2026-07-07 |
| www.wnbvernon.com |
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| Institution Profile |
| Year Opened : |
1899 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
Yes |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
All Other Under 1 Billion |
| Number of Offices : |
2 |
Number of Employees : |
63 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 353,736 |
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Total Interest Income | 8,861 |
| Total Liabilities | 307,001 |
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Total NonInterest Income | 1,891 |
| Total Bank Equity Capital | 46,735 |
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Total Interest Expense | 2,533 |
| Total Deposits | 304,842 |
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Total NonInterest Expense | 3,858 |
| Net Loans & Leases | 192,017 |
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Net Income | 4,336 |
| Loan Loss Allowance | 5,263 |
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Net Charge Offs | 24 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 197,481 |
| Total assets for the leverage ratio | 357,840 |
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Loans secured by real estate: | 135,323 |
| Tier 1 Leverage Ratio | 14.41 |
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Commercial and industrial loans | 19,336 |
| Off Balance Sheet Exposures (%) | 4.01 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 11,523 |
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:· The Waggoner National Bank of Vernon
