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Hickory Point Bank and Trust
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Hickory Point Bank and Trust
| RSSD ID 550635 | CERTIFICATE 22874 | ABA NUMBER 71124805 |
| 225 N Water St |
Quarter Ended : |
2026-06-30 |
| Decatur, Illinois, 62523 |
Updated : |
2026-07-29 |
| www.hickorypointbank.com |
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| Institution Profile |
| Year Opened : |
1979 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
8 |
Number of Employees : |
118 |
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| Financial Fast Facts |
Balance Sheet (USD, in thousands) |
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Income Statement (USD, in thousands, ytd) |
| Total Assets | 717,520 |
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Total Interest Income | 16,623 |
| Total Liabilities | 638,316 |
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Total NonInterest Income | 4,360 |
| Total Bank Equity Capital | 79,204 |
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Total Interest Expense | 4,169 |
| Total Deposits | 626,755 |
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Total NonInterest Expense | 11,085 |
| Net Loans & Leases | 431,057 |
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Net Income | 4,401 |
| Loan Loss Allowance | 5,448 |
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Net Charge Offs | (1) |
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| Regulatory Capital |
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Quarterly Averages (USD, in thousands) |
| Total capital | 85,444 |
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Total loans | 443,173 |
| Total assets for the leverage ratio | 724,440 |
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Loans secured by real estate: | 397,003 |
| Tier 1 Leverage Ratio | 11.04 |
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Commercial and industrial loans | 20,451 |
| Tier 1 Capital Ratio | 16.15 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 17.25 |
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Loans to individuals - Other | 723 |
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