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 Citizens National Bank of Texas
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Citizens National Bank of Texas
| RSSD ID 552161 | CERTIFICATE 5574 | ABA NUMBER 111901629 |
| 200 N Elm St |
Quarter Ended : |
2026-06-30 |
| Waxahachie, Texas, 75165 |
Updated : |
2026-07-29 |
| www.cnboftexas.com |
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| Institution Profile |
| Year Opened : |
1868 |
Institution Type : |
Commercial bank |
| Entity Type : |
Federal |
Federal Regulator : |
OCC |
| Member Federal Reserve : |
Yes |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
12 |
Number of Employees : |
161 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 2,188,815 |
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Total Interest Income | 69,250 |
| Total Liabilities | 1,925,835 |
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Total NonInterest Income | 5,978 |
| Total Bank Equity Capital | 262,980 |
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Total Interest Expense | 15,378 |
| Total Deposits | 1,886,288 |
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Total NonInterest Expense | 27,468 |
| Net Loans & Leases | 1,909,782 |
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Net Income | 26,548 |
| Loan Loss Allowance | 20,780 |
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Net Charge Offs | 425 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Total capital | 282,060 |
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Total loans | 1,926,188 |
| Total assets for the leverage ratio | 2,124,475 |
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Loans secured by real estate: | 1,691,110 |
| Tier 1 Leverage Ratio | 12.2 |
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Commercial and industrial loans | 207,995 |
| Tier 1 Capital Ratio | 13.55 |
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Loans to individuals - Credit Cards | 0 |
| Total Capital Ratio | 14.75 |
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Loans to individuals - Other | 6,325 |
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:· Citizens National Bank of Texas
