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 First Bank of Central Ohio
First Bank of Central Ohio
| RSSD ID 5528880 | CERTIFICATE 59249 | ABA NUMBER 44015967 |
| 6700 N High St |
Quarter Ended : |
2025-06-30 |
| Worthington, Ohio, 43085 |
Updated : |
2025-08-14 |
| www.fbcentralohio.com |
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| Institution Profile |
| Year Opened : |
2021 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
2 |
Number of Employees : |
34 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 211,523 |
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Total Interest Income | 6,283 |
| Total Liabilities | 185,261 |
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Total NonInterest Income | 1,032 |
| Total Bank Equity Capital | 26,262 |
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Total Interest Expense | 3,154 |
| Total Deposits | 182,782 |
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Total NonInterest Expense | 4,332 |
| Net Loans & Leases | 169,802 |
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Net Income | (396) |
| Loan Loss Allowance | 1,988 |
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Net Charge Offs | 476 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 168,404 |
| Total assets for the leverage ratio | 209,250 |
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Loans secured by real estate: | 133,739 |
| Tier 1 Leverage Ratio | 11.98 |
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Commercial and industrial loans | 34,647 |
| Off Balance Sheet Exposures (%) | 2.77 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 18 |
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:· First Bank of Central Ohio
