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 Classic City Bank
Classic City Bank
| RSSD ID 5538937 | CERTIFICATE 59219 | ABA NUMBER 61121481 |
| 2365 W Broad St |
Quarter Ended : |
2025-09-30 |
| Athens, Georgia, 30606 |
Updated : |
2025-10-17 |
| www.classiccitybank.com |
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| Institution Profile |
| Year Opened : |
2020 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Commercial Lending Specialization |
| Number of Offices : |
1 |
Number of Employees : |
18 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 258,859 |
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Total Interest Income | 10,552 |
| Total Liabilities | 229,018 |
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Total NonInterest Income | 392 |
| Total Bank Equity Capital | 29,841 |
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Total Interest Expense | 1,742 |
| Total Deposits | 226,614 |
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Total NonInterest Expense | 3,824 |
| Net Loans & Leases | 174,921 |
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Net Income | 3,847 |
| Loan Loss Allowance | 1,876 |
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Net Charge Offs | 0 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 171,639 |
| Total assets for the leverage ratio | 259,038 |
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Loans secured by real estate: | 157,597 |
| Tier 1 Leverage Ratio | 11.51 |
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Commercial and industrial loans | 13,838 |
| Off Balance Sheet Exposures (%) | 13.09 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 302 |
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:· Classic City Bank
