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 Fowler State Bank
Fowler State Bank
| RSSD ID 554343 | CERTIFICATE 1821 | ABA NUMBER 74912755 |
| 300 E 5th St |
Quarter Ended : |
2025-12-31 |
| Fowler, Indiana, 47944 |
Updated : |
2026-01-23 |
| Institution Profile |
| Year Opened : |
1931 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
Yes |
Powers Exercised : |
Yes |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
3 |
Number of Employees : |
35 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 203,431 |
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Total Interest Income | 11,508 |
| Total Liabilities | 175,540 |
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Total NonInterest Income | 1,248 |
| Total Bank Equity Capital | 27,891 |
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Total Interest Expense | 3,223 |
| Total Deposits | 153,966 |
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Total NonInterest Expense | 5,605 |
| Net Loans & Leases | 126,418 |
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Net Income | 2,468 |
| Loan Loss Allowance | 1,950 |
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Net Charge Offs | 76 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 125,710 |
| Total assets for the leverage ratio | 205,401 |
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Loans secured by real estate: | 51,382 |
| Tier 1 Leverage Ratio | 14.52 |
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Commercial and industrial loans | 36,715 |
| Off Balance Sheet Exposures (%) | 13.35 |
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Loans to individuals - Credit Cards | 1,149 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 10,408 |
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:· Fowler State Bank
