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 Farmers and Merchants Bank
Farmers and Merchants Bank
| RSSD ID 555256 | CERTIFICATE 3170 | ABA NUMBER 111907021 |
| 240 S Texas St |
Quarter Ended : |
2025-12-31 |
| De Leon, Texas, 76444 |
Updated : |
2026-01-26 |
| www.fmbank-tx.com |
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| Institution Profile |
| Year Opened : |
1905 |
Institution Type : |
Commercial bank |
| Entity Type : |
State |
Federal Regulator : |
FDIC |
| Member Federal Reserve : |
No |
S-Corp : |
No |
| Fiduciary Powers : |
No |
Powers Exercised : |
No |
| Filing Type : |
051 |
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| Specialization : |
Agricultural Specialization |
| Number of Offices : |
7 |
Number of Employees : |
47 |
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| Financial Fast Facts |
Balance Sheet
(USD, in thousands) |
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Income Statement
(USD, in thousands, ytd) |
| Total Assets | 245,033 |
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Total Interest Income | 12,003 |
| Total Liabilities | 212,489 |
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Total NonInterest Income | 996 |
| Total Bank Equity Capital | 32,544 |
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Total Interest Expense | 2,382 |
| Total Deposits | 209,613 |
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Total NonInterest Expense | 6,300 |
| Net Loans & Leases | 137,760 |
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Net Income | 3,667 |
| Loan Loss Allowance | 1,956 |
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Net Charge Offs | 15 |
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| Regulatory Capital |
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Quarterly Averages
(USD, in thousands) |
| Community Bank Leverage Ratio | Yes |
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Total loans | 135,640 |
| Total assets for the leverage ratio | 246,054 |
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Loans secured by real estate: | 104,908 |
| Tier 1 Leverage Ratio | 12.53 |
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Commercial and industrial loans | 6,598 |
| Off Balance Sheet Exposures (%) | 7.29 |
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Loans to individuals - Credit Cards | 0 |
| Trading Assets and Liabilities (%) | 0 |
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Loans to individuals - Other | 3,194 |
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:· Farmers and Merchants Bank
